Mortgage

Veterans weighing VA loans vs. HELOCs should consider their goals: VA cash-out refis offer lump sums and lower rates, ideal for big expenses or debt consolidation. HELOCs provide flexible access to equity without replacing your mortgage—great if you’ve locked in a low rate. See the best HELOC options available for veterans in 2025 to compare […]

Choosing the right VA refinance option for long-term savings means looking beyond lower monthly payments. A VA IRRRL can slightly impact your credit score and reset your loan term, but smart choices—like shortening your term—can build equity faster and save thousands in interest. Avoid common pitfalls like extending the loan unnecessarily or ignoring fees. To

Veterans with VA disability ratings may qualify for significant property tax savings, depending on their state and rating level. Higher ratings often unlock larger exemptions, with 100% ratings frequently leading to full relief. To benefit, veterans must complete the veterans property tax exemption application process, which involves submitting VA documentation to their local assessor’s office

Applying for a VLB Texas doesn’t have to be complicated. If you’re a veteran looking to buy land, the VLB Texas program offers low down payments, competitive interest rates, and flexible terms—all designed to help you own a piece of the state you served. The process typically takes about 30 to 45 days from start

Learn whether Navy Federal VA loans are the best choice for veterans by exploring their low credit score requirements, no PMI, fast approvals, and military-focused service. Navy Federal offers strong support for eligible members, making the VA loan process simpler and more accessible. While it’s not the only lender worth considering, it’s a top contender

Buying a home is one of the biggest financial moves most people make in their lifetime. For veterans and active-duty service members, the VA loan program offers a homeownership path that’s not just easier — it’s designed to honor your service by making the process more affordable, accessible, and fair. Yet, many veterans still miss

Differences between VA and conventional land loans include eligibility, down payment, and loan terms. VA land loans are exclusive to veterans and require immediate home construction, offering no down payment and lower rates. Traditional land loans, available to all, allow land-only purchases but demand higher down payments, stricter terms, and steeper interest. Choosing between them

Veterans with existing VA loans can use a VA IRRRL to lower monthly payments quickly and with minimal hassle. Unlike traditional refinancing, it typically skips income checks and appraisals. Current VA IRRRL rates range from 5.25% to 5.75%, helping many reduce interest costs and ease financial pressure. If your current mortgage rate is higher, this

The estimated 2025 VA disability rates reflect a projected 3.1% cost-of-living adjustment, increasing monthly payments for veterans across all rating levels. This guide breaks down how ratings are calculated, including combined conditions and dependent benefits, and highlights additional compensation through Special Monthly Compensation and TDIU. Understanding these updates can significantly impact a veteran’s financial well-being,

VA disability vs. Social Security disability:Yes, you can receive both VA disability and Social Security Disability Insurance (SSDI) benefits—they’re separate programs that don’t reduce each other. Understanding how VA disability compensation works is key: it’s based on service-connected conditions and doesn’t require work history, unlike SSDI. If your health impacts your ability to work, applying